Freelancers in 2025 have more payment options than ever. But with freedom comes complexity: which platform is fast, secure, global, and affordable? We’ve reviewed the top 5 payment platforms tailored for freelancers and remote workers.
1. Payoneer
Payoneer remains one of the best all-around choices. With a focus on cross-border payments, it supports over 150 currencies and allows you to get paid from platforms like Upwork, Fiverr, Amazon, and more.
You can open a free account and get access to multi-currency receiving accounts, fast withdrawals to local banks, and even a physical Mastercard. Payoneer also supports biometric login and 2FA.
👉 Sign up for Payoneer here — it’s free and takes only a few minutes.
2. Wise
Formerly TransferWise, Wise is perfect for freelancers in Europe and those who work with EU/UK/US clients. It offers low exchange rates, multi-currency accounts, and seamless integration with banks. However, it doesn’t support marketplaces like Upwork.
3. PayPal
PayPal is popular, but its high fees and poor exchange rates make it a less attractive option. Still, many clients insist on it. If you use PayPal, withdraw often and keep balances low to avoid account freezes.
4. Revolut Business
For freelancers in Europe, Revolut Business offers virtual cards, invoice management, and low FX fees. It’s great if you invoice in multiple currencies but limited for receiving payments from platforms.
5. Paysera
Paysera is often overlooked, but for freelancers in Eastern Europe and the Baltics, it’s a solid option. It provides IBANs, payment cards, and works well for SEPA transfers. Not ideal for global clients, though.
Summary Table
| Platform | Best For | Supports Marketplaces | Fees |
|---|---|---|---|
| Payoneer | Global payouts, platforms | ✅ | Low |
| Wise | EU/UK/US clients | ❌ | Very low |
| PayPal | Client requests | ✅ | High |
| Revolut | Invoice management | ❌ | Low |
| Paysera | Baltic freelancers | ❌ | Low |
Final Thoughts
Each platform has strengths and weaknesses. For freelancers who work on platforms or with global clients, Payoneer is usually the most versatile and cost-effective solution.
Disclosure: This article contains affiliate links. We may earn a commission if you sign up via our Payoneer link, at no extra cost to you.
