Why Use Payoneer for Client Payments?
Payoneer is one of the most trusted platforms for freelancers and digital businesses to receive payments from clients around the world. Whether you’re billing US-based companies or getting paid by European agencies, it offers reliable, multi-currency solutions with relatively low fees.
Step 1: Activate the Global Payment Service
Once your Payoneer account is verified, activate the Global Payment Service. This feature gives you access to receiving accounts in USD, EUR, GBP, CAD, and other currencies — just like having a local bank account in those regions.
These accounts can be shared with your clients so they can pay you via local transfers (ACH, SEPA, etc.) without the hassle of international fees.
Step 2: Create and Send an Invoice
To request a payment, go to Receive → Request a Payment in your Payoneer dashboard. Fill out the invoice details: amount, currency, client’s name and email, service description, and due date. Payoneer will send them a professional invoice with payment options.
Step 3: Share Payment Links
You can also generate a direct payment link via the “Payment Request” feature. This is especially useful when working with repeat clients — no need to reissue invoices each time.
Step 4: Choose the Right Currency
Avoid double conversion fees by billing your client in the same currency you plan to hold or withdraw. For example, if your client pays in USD and your local currency is UAH, it’s better to keep the USD balance and withdraw later using the best rate.
Step 5: Withdraw Funds
Once the payment is received, you can withdraw it to your local bank account (in local currency) or keep it in Payoneer for future online spending with a Payoneer card (if available in your region).
Tips to Avoid Issues
- Always use accurate service descriptions on your invoices
- Don’t receive payments from unrelated third parties
- Don’t use Payoneer as a payment processor for physical goods (violates ToS)
- Use 2FA and strong passwords to secure your account
Conclusion
In 2025, Payoneer remains a powerful option for freelancers and agencies who work with international clients. Use the tools properly, follow payment guidelines, and you’ll avoid unnecessary delays, fees, or compliance issues.
